Your stuff isn't cheap.
Let's find out what it's worth.
Add up the laptop, sofa, bike, kitchen bits, clothes, the lot - most people are shocked. In a couple of minutes we'll give you a rough replacement value and the contents cover level you'd likely need.
- Takes about a minute
- Free & no obligation
- Contents · Deposit · Optional liability
Left the bath running. Ceiling collapsed. Insurance paid the whole deposit back. Stressful month, but at least I wasn't skint.
Burgled. New laptop. New TV. Two weeks. Done.
My cat shredded the landlord's sofa. Pet cover meant I didn't have to explain myself in an awkward email chain. Worth every penny.
Dropped a candle. Scorched the carpet. £15 a month saved me £600. Proper result.
Mate tripped over my rug. Wrist injury. Public liability handled it. Could've been awful.
Red wine on cream carpet. I'm an idiot. Claim sorted in one phone call.
Came home to a burst pipe. Clothes, books, mattress — all ruined. The cover payout meant I could actually replace stuff instead of sleeping on an airbed for six months.
Honestly? I got it because my mum told me to. Then my bike got nicked. Covered. She'll never let me forget it.
Kitchen fire. Smoke damage everywhere. They paid for cleaners and new curtains. Lifesaver.
I thought my deposit was gone after my dog chewed the skirting boards. The pet damage part of the policy covered it. Landlord was even pleasantly surprised.
Left the bath running. Ceiling collapsed. Insurance paid the whole deposit back. Stressful month, but at least I wasn't skint.
Burgled. New laptop. New TV. Two weeks. Done.
My cat shredded the landlord's sofa. Pet cover meant I didn't have to explain myself in an awkward email chain. Worth every penny.
Dropped a candle. Scorched the carpet. £15 a month saved me £600. Proper result.
Mate tripped over my rug. Wrist injury. Public liability handled it. Could've been awful.
Red wine on cream carpet. I'm an idiot. Claim sorted in one phone call.
Came home to a burst pipe. Clothes, books, mattress — all ruined. The cover payout meant I could actually replace stuff instead of sleeping on an airbed for six months.
Honestly? I got it because my mum told me to. Then my bike got nicked. Covered. She'll never let me forget it.
Kitchen fire. Smoke damage everywhere. They paid for cleaners and new curtains. Lifesaver.
I thought my deposit was gone after my dog chewed the skirting boards. The pet damage part of the policy covered it. Landlord was even pleasantly surprised.
What you're getting with THI
Cover for your belongings, with optional extras to protect your deposit and lifestyle.
If your stuff is stolen, damaged or destroyed, we replace it - new for old.
Covers your legal liability for accidental damage to the landlord's building, fixtures and fittings.
Protects your tenancy deposit if you accidentally damage the landlord's fixtures or fittings.
Add cover for up to 8 pets, including accidental damage up to £10,000.
How much is your stuff worth?
Tap the items you own, add anything special, and tell us about your deposit. We'll do the maths.
- 1Your items
- 2Your details
- Your estimate
Adds to your current selections — you can adjust anything after.
Electronics
Kitchen
Furniture
Clothing & personal
Leisure
Other
Anything else?
Add anything special that isn't in the list above.
Liability & deposit protection
THI looks after your stuff. Adding optional liability cover helps protect your deposit if you accidentally damage the landlord's fittings. £2m public liability is on the house.
Usually 5 weeks' rent. This is protected under your chosen liability cover, not your contents cover.
Covers your legal liability for accidental damage to the landlord's building, fixtures and fittings.